Apoljuice On the Go

I cannot stress how much I appreciate  my keyboard. Of course  I'm much more accustomed to using a physical keyboard,  but this tablet makes me so thankful that I got it in the first place.  I'm able to do everything with  my keyboard and I could certainly get used to this method of typing using the new keyboard that I downloaded.  Anyway,  enough of that.  So tonight,  I can't help blogging.   There certainly is not much to say about my Road to Financial Freedom yet as there hasn't been much of a change.  I know for sure that I'm much more comfortable living now.  I know I don't have to worry  about fare,  food or expenses that coming up as far as groceries or toiletries is concerned.   May I use say,  quit his job. It's supposed to be a problem with  his company but with knowing him,  I know he got tired of work.   That's probably the excuse he gave  when go he got sick ...

The only ing that's keeping me from buying a smartphone is the fear if it being stolen. I know I could afford a 12,000. But for fear of it being snatched, stolen, lost or what have you, I'd very much rather stick to my basic phone. But I still can't help thinking how I would like to own a smartphone, and it's sort of killing me because I'm thinking frivolously again.  When I didn't have this tablet I didn't care about who posted what on the Web.  Now I'm beginning to care.  And now I'm researching phones to upgrade to when I know there's more places I can put my money in. I need a phone with a good camera, but I still love my full qwerty keyboard phone. A few if my choices that are within my range are the following: 1.  Sony Xperia SP 2. Sony Xperis ZR 3.  Cherry Mobile Cosmos X2 I'm basically hooked with the whole IPS display thing that you can find on an iPhone.  Although I have to admit, none of the devices I have listed even have IPS...

Sometime I see my old schoolmates photos on Facebook and see how they are in a different country now, or how they're doing so much better than I am.  Most of them don't have kids yet, but those that do are just doing peachy keen.  I have to admit, I have just recently taken the road to financial freedom, and I felt the need to have a car by 2019 which is 5 years from now. I also am aware that my children's schooling is going to require a certain amount every year, and I should start looking into that by next year. I wonder how much it's going to take for school. Can I squeeze in my investment opportunities? Jonathan will have to make do with our youngest, although I knows what kind of life she will have if I don't take over. By the end of 2014, my focus will be on my two daughters. No more playing around, and no more guys. Well, it depends of curse. Lol. But I more of that. So that's just a thought I had. I want to be where they are, abroad earning lots of mo...

Yesterday was a day well spent.  It enough of that.  Hopefully the next weekend will be the same. In any case, I'm going to be writing about new investment learning after tomorrow because I'm going to be meeting up with my friend's mom. Meanwhile I am thinking that my fool proof expenses stoplight should be along the lines of, "it should be less than 10% of the money that I deposited".  So if I want to spend something, and if it's less than 10% of what I deposited, then I guess I can spend on it. And then I was thinking, it's going to be hard. I actually have my budget for extra expenses. It's mostly for when I have to buy Alex something for school which almost, always happens. It's like she always has something to buy, and if I don't budget for that then I'm dead. So expenses wise, I'm pretty much safe. I could cover for a certain amount each time I spend the weekend out. I also have budget for extra expenses and then I have a set ...

I really do love writing.  I'd much rather write than anything else. Well read and write. I'm feeling hungry and sleepy at the same time. So anyway, back to the original issue, my mom took me up on the offer of watching a movie.  I guess she was bored. And I'm sure she's now assessing just how much it is I'm earning. That way she could ask me for money when she needed it.  I on the other hand thought I'd be a wonderful daughter and treat her to a movie. Well, I'm about to fall asleep, so I'm gonna get some food first. Posted via Blogaway

When I was back in Stellar, one if our Leadership exercises was to create a Vision Board.  We had to put our longterm and short term goals in this board.  While I didn't really feel it, the only tuning I was focused on was that my daughters would be good in art, Math and Science.  As it is, my eldest, Alexandra achieves high scores in both Math and Science, and Tyrese is just about to hi to school.  Funnily enough, I also did not feel particularly attached to the idea that Jonathan would be an integral part if my future.  I guess that vision board was something. Well, since it does somehow work, I would like to take advantage of the power of visions, and I would like to create a vision board that will help me achieve all certain aspects in life. I'm feeling over positive about the vision board this time, and this way, I have something to add to what I'm going to work for.  It is a good idea to place the vision board in an area that I would see it always ...

I figured that i just needed to keep myself busy, and try not to spend the money that's in my account. So I still haven't figured out a fool proof EXPENSES STOPLIGHT that will keep me from trying to spend.  Although I'm Proud to say that I have a pretty good idea where my money is going to go by the end of March. So admittedly, I haven't really finished off my debt with Ate Christy this year, and it might actually take me until the end of January to completely pay my dues off.  It depends of course, I would love to be able to pay off Ate Christy. I should definitely work on my budget for Next January because there are new things to pay for. I have to admit, I guess I gave in to my whim, but hey, it's a whim worth having. I'll be able to realize that when we get the electric bill. So this for now more for later. TO DO LIST: 1.  List of things that needed to be done by this month. 2. Goal-setting. Good idea! Posted via Blogaway

(This is a late post and should have been posted last December 15.) While I was on the rampage in finding blog posts that would soothe my craving to buy the stupid tablet, (it is stupid because I couldn't get it out of my head) I was able to somehow dig up some posts off of Bo Sanchez' Blog  explaining a thought I've had regarding what I'm going through at this time. It's number 5 on that blog post. See, I am now referring to the tablet as stupid because my Millionaire mindset did not cover wants and needs and cravings.  My Millionaire Mindset for the last 3 months only covered how to get out of debts, and how to ensure that I would no longer incur debt.  As it is, I've still got debt, and now, I'm reflecting on my current Expenses Checkpoint, I believe it will come in handy towards answering my questions about getting that tablet. My mind is itching to give all the necessary explanations and reasons why I should get that tablet now. If I think about i...

My mom will be happy to know that I have not had the computer on for more than Four hours, so that should help out on our bill some.  Well, on to the busy lifestyle of my tablet, I have downloaded the app needed to properly manage my expenses so this should work out well by next year. I have to admit things are going to be so different here than when they were before since Tyrese might be moving in here. But that's not the point.  The point is, I'm thinking about getting both girls a tablet to share and play with.  That way they can have something to do when I'm home and one of them can work on the computer. Of Course that means more internet connections,  more expenses. I haven't even factored in expenses of having Tyrese move in here, but obviously since I'm going to take her in, that would be a major change. I'll need to buy bags for both girls so I really need to take my expensesinto consideration now.  Also, one really cool thing about having this ta...

Once again, I'm burdened by Jonathan's lack of responsibility and how he seemingly has no regard for his daughter or himself.  His more as reported to me that he has been angry at the child lately which is something you do not do to a child.  Now we have to find someone to look after my daughter.  Once name kun in ko name so Tyrese, there is no going back.  He will never see her again.  When he's okay, he's nice to her but when he's drunk he's being bad to her? Listen to that other child in e next door? That is what happens when the mother is away from her children.  It is so hard to find the right kind of help nowadays and get someone to look after children.  They are so noisy and sometimes I know I'm like that to Tyrese. I'm too tired to look after her or do stuff with her.  I know it's very different from what other say, but I think it's because I'm over detached with what's going on right now that's why I'm being her hot temp...

 This week, I promise to be a little more detatched. We were talking about his work place, and how there was this other girl who was trying to ask him out, like if he was bored, and if he wanted to go malling or watch a movie, she could go with him.  I know I'm not supposed to care, but I do care and it sucks. So now, I'm not goingto care. Today, I'm so grateful for the weekend.  It's an actual weekend. I love it. By the way, my tablet's camera looks really effed up.  I wshoping for some other camera, but I guess thi would have to do. I'm not sure if it's supposed to be this bad, but this is supposed to be a 5 MP Camera.  It doesn't feel like it. Well, this for now, more for later.

I was reading the e-book written by Lianne Martha Laroya, and I remembered what my millionaire Mindset was.  I remembered that it was so that my children would never go hungry, that they would never again live in the dark, and that every time they asked me for something I could easily provide their needs and wants. I was reminded of why I wanted to live away from Jonathan.  Things were always dreadful with Jon.  We always had debt. For the last three years of my employment, I would always be loaning money from people.  It was dreadful.  We never had enough, my daily prayer contained everyone's health, and we would always be behind on our payments.  We would always need money for fare, and there were days when we only ate twice a day.  Two grown adults, earning respectable income, and we run out of money because we were too stupid to  about our future.  We were too busy with what we needed to pay, and spend for that we always spent the little...

If this method does not save me electricity, I don't know what will. In any case, I have now started using my tablet for most of the things I wanted to do.  It's been wayyyyy better than my computer which shuts off every 30 minutes of it being connected to the web.  That can get really annoying.  Of course its always easier and much more ergonomic to type on an actual keyboard.  So It's a little harder to blog, but hey, I can watch all the videos I want.  I have determined though that I might actually have to spend on this s far as internet is concerned, but I don't use as much so I'm guessing I can just make do with a Globe sim or something. It's going to be great for everything else, I love it so much.  I'm happy I can stick a micro SD card in my tablet, so I basically have 24GB of storage right now.  But it's reeeeeeeaaaally hard typing for this long on a tablet.  See I love the auocorect function if you're typing messages in English but not ...

So far I've been doing ever ying on my tablet.. I haven't used the computer much which should be good so that the electricity wouldn't be used up a lot.  I'm looking up make up tutorials.  I'm finding different stuff about acne coverage with makeup and when you see the girls that are doing the makeup tutorials, they seem to have worse skin than I do! It's so amazing! So I'm hoping I could pick up whatever information from these videos and hopefully I could find make up that is worth it and not as expensive to cover my scars. Well this for now more for later. Posted via Blogaway

Well I have to say I'm feeling less guiltier about buying my tablet.  It is well thought of, well-researched and I actually like what I purchased.  Now I don't know bout other people but I do say that I pride myself over the gadgets I buy online.  I am able to see which ones are worth buying and where I can get a good deal on them. I finally told a certain someone that I went ahead and got the tablet, and I don't regret getting my tablet. As a matter of fact, I'm very happy with my decision. I don't regret buying this tablet at all but I do feel guilty.   But the thing of it is, I didn't buy a phone, so this should sort of make up for that.  A tablet does so much more and yes, I don't actually regret buying it at all!  :-)  If I think about it, it's having something that allows me to do what I want to do in a larger scale but still allows me to keep what I spread have.  I don't necessarily need to upgraded my phone and getting this tablet h...

I have to admit, the excitement of getting a new gadget was  kinda taken away when I bought my tablet.  I was so busy worrying about whether I should get it or not and actually felt like In was shopping impulsively.  I've yet to load my stuff in this tablet so I'll be work in on that later.  Now I can shut up about whether I should buy the tablet or not.  One thing's for sure, It's not exactly the 16,000 kind of performance you'd expect in a tablet, but hey, it's waaaaaay better than most.  I seriously need a case for my tablet. Well, this for now, More for later! Posted via Blogaway

Well, I did it.  I finally went out and bought the tablet.  I couldn't help it.  I couldn't stop myself.  And now I'm blogging fro. My tablet! Still haven't worked some kinks out but well the only thing I can say is that I finally gave into myself and got the tablet.   Now I should be able to Call, text and browse anytime.

Okay, now that I've decided that I do indeed want to get a tablet, the next thing I'm thinking of right now is why I can't buy this tablet NOW.  Why do I have to wait until the 22nd?  I know I'm going to buy it, why should i wait until the 22nd? And at this point, my expenses checkpoint isn't working at all. That's why it's helpful to have a look at other people's blogs, and read about being frugal. BUYING THE TABLET NOW: I get to have the tablet now I can start watching movies I can start reading books I can browse on the Internet on it while Alex uses the computer. Impulse buying BUYING THE TABLET LATER, SAY IN JANUARY OR DECEMBER 22: Is just a week later than intended I'll still be doing what I'm doing now Which kind of bothers me in a way.  Why am I even being bothered with the way things are now?? I didn't need a tablet a few months back.  I didn't need a tablet to do anything.  But now I'm looking into r...

While doing my research on the gadget-to-be, I suddenly had this image of myself caught up in a frenzied crowd of people, throwing tablets every which way, with people yelling, "New! Released Today!", "Quad-core tablet, very cheap! Released Today!", "New Budget tablet! Announced Today!", "New Tablet! Recently Launched!".  Every techie website I visit for every single review I read comes complete with new gadgets just released today, or announced today.  It's like these brands come out with the latest model every six months. And if you've been doing the research long enough, you'd start thinking, " Is it too early for me to buy a tablet?  Should I just wait until the next one comes out?"  Well, I have finally reached that cross road.  I have decided on which tablet to purchase.  See above. I settled for this one because for a "budget" tablet, it is the only one that has decent reviews and decent specs on it c...

ONE: TO TABLET OR NOT TO TABLET Here it is.  I'm falling back to the old habit of trying to figure out where to put my money.  When I say trying to figure out where to put my money, I mean, trying to figure out ways to spend my money. My updated Expenses Checkpoint is proving to be a little difficult to come by. See, the struggle I'm undergoing in the fact that I need/want/need/slightly want/but incredibly NEED a tablet.  I'm overcome with all the reasons I should get it and all the reasons I shouldn't.  After days of mulling it over, and transition from wanting to buy an iPhone to falling in love with Sony Xperia to just finally deciding on getting a tablet, I've come up with the basic Pros and Cons of why I'm going to buy a tablet: PRO OF GETTING A TABLET It has the sames functions that any phone has, calling, browsing and texting capabilities Cheaper Easy to carry around if I get a small tablet If it gets stolen, it's not as painful as if I ...

There's a lot you could learn by playing Monopoly, especially the electronic kind, the one that goes on your tablet.  You learn how to spend your money wisely.  You learn that you have enough money to buy realty and land properties, and later on you also learn when to go full force on building your houses and hotels while ensuring that you have enough money for whenever you land on your opponent's lands with his own homes and hotels, and pay fines for landing there. Well, I could say I know that while I have a lot of money, not to use all of my money at one time.   The Wise Living  helps us figure out a set of things that we should keep in mind when handling our money. I myself need the basic few, which I'm determined to achieve by March 2014: My bank account should have at least 3-6 months worth of expenses as my savings.  Truthfully, I forgot what this is for. But I'm looking it up, and I think this is what is considered your base savings. ...

Well, today’s the day after my birthday.  I had a blessed day yesterday.  I have to say, I had fun taking the girls out and watching a movie with them.  I’m happy I’m able to do something with them. DISCLAIMER: This area contains profanity.  If you are allergic to profanity, you may skip to the next paragraph.  Jonathan made me fucking pay for the load na pinaload niya?? Tangina niya.  Singilin ba naman ako sa load, pamasahe? Putangina, eh kung siya kaya singilin ko?? Kaya ako nagagalit kasi talagang sinisingil niya ako sa pera!! Samantalang hindi niya naisip na ang laki-laki ng gastos ko sa utang na binabayaran namin! Tapos nakuha pa niyang maningil? Kesyo naggrocery daw siya kada cut off, kesyo nagbayad siya ng kung anu-ano. Tanga ka pala. Hati?? Pano tayo naghati sige nga? Paano ka makikihati sa perang kinakaltas sa akin nung lumipat tayo? Pakyu ka pala, bobo at tanga. Kung yung pera ay nakasangla eh di automatic ibabawas sakin yun. Anong pambib...

When I was first starting to save money, I thought I needed some kind of reminder whenever I felt like spending.  Something to remind me why I should not give into my cravings for a new book to read, or a movie to watch, or a new shirt that I saw online.  Why shouldn't I be giving into these cravings?  Well, at that time, I was still busy getting rid of debt.  Any extra expenses would only mean that I was tipping my bag of extra money a little over than expected. It's pretty common sense, actually: Buy a new shirt? YES! Why not? I need a new shirt! I've been wearing the same shirts day in and day out for the last 8 months. But wait. My money is just so that I have fare to go to work.  I just gave almost half of my pay to pay off debt. So all I'm left with is money for fare and groceries. Buy a phone! Yes, I need a new phone! My phone is almost two years old! But wait.  A new phone costs even more than I can save.  Besides, I don't want to sett...

It's been a few months before I was able to get back here and post an update to on my journey to financial freedom. I just came home from shift, so I'm not really in prime condition to blog about anything.  Oh, I just revisited my blog. So it wasn't actually a few months , but it was just a few weeks.  Well, a little over two months.  Anyway, no posts last October and November because I believe during that time, I was in the stage where I just had to let the pot simmer, and consistently pay my debts. Well, I am happy to report that November 22nd has come and so has December 7th.  My loan to Ate Lou has officially been over! I am free from one debt.   The only debt I have left over is my debt to Ate Christy.   This year, I'm planning to end the year debt-free from time-bound debts and so I'm going to deposit the entire amount into Ate Christy's account by the end of the year. So just a few things I'm polishing right now, and a few accomplishments that I ...