Apoljuice On the Go

New classes have become available for Introduction to Financials.  Seriously, I could not get myself to delve into it.  It's just plain boring, boring, boring. I suppose I should buy a notebook to help me understand all this stuff.  After all, I just have to download the videos, and I'm good to go.  But I really can't get into it. However, An Introduction to Operations Management  is about to start two days from now, so I'm really looking forward to that.  I could certainly use the information and I could add it to my resume.  I am kind of looking forward to it, really.  I'd like to do anything that would boost my knowledge and credentials where BPOs are concerned.  So that's it, just an update.  I'm looking at two more months of living on an exact budget, and I'm nearly going to get information about Philam Life so I could get ready for my mutual fund thing. I really am looking forward to investing. It may be a little painful,...

I've been doing quite some research on investments and the stock market.  Admittedly, I haven't been watching the videos that I've downloaded.  I feel like I've hit a stop momentarily on the road to financial freedom.  As it is, I keep thinking that I won't be able to save anything, but just have enough than what I'm supposed to get.  I feel like I'm not going to be able to start actually saving until I've paid off my loans. Which is actually going to be better once November is finished. I've still a few months to continue saving. While I'm taking a stroll down the road and finding that it's not at troublesome as the paths I used to take, I've also been researching on acne and how to get rid of my acne scars.  Well, now, my acne has already been tamed. For the time being. Now, I'm trying to find a way to lighten the scars. It's going to take a month of a steady remedy.  But a colleague suggested using Hydrogen Peroxide.  Just wa...

Notice that on this new blog post, I have kind of edited the title so that it shows "Becoming a Billionaire".  For obvious reasons.  I want to become a billionaire. So, first things first.  Good news! Whatever it was, they included either twice the amount of my Sick Leaves, or they included the entire amount of my incentive.  Whatever it was, they've included it.  And I earned more than I was supposed to earn.  In short, the two cut offs that I've been bitching about my pay, they've made up for it this payroll period. Good job, payroll. Second thing:  I have seriously cut waaaaaaay below (just enough?) for my budget.  Obviously, I did not budget my groceries like my toiletries! But in any case, they are needs that I know I will be needing by next week.  I don't have shampoo or conditioner, so I bought shampoo and conditioner.  I admit I splurged a little bit when it came to the lotion, but hey, it's good lotion.  And I need colo...

I just wanted to rant for the next few minutes before I hit the sack. I have the feeling of impending doom.  Something that might possibly put a stint on my Financial Freedom.  Possibly.  And in the short term, something a little bit of a worry and frustration.   The thing is, they effed up the incentive scheme at work. They come up with this really nice incentive scheme, they build the excitement for the reps and make it seem like everyone's going to come out a winner.  Apparently NOT TRUE.  They suddenly come out with a few more amendments to the incentive scheme that wasn't clear to begin with. The only information we gleaned was that all sales were to be paid according to the bracket you fall in depending on your performance.  The higher your overall scorecard, the higher amount paid per sale. No references made to attendance or adherence with the exception of the ADDED BONUS should you hit adherence.  Other than that, no fine print as to how absences or tardies would a...

As I typed the title of this blog, I started thinking: am I limiting myself to becoming just financially free?  Should I want to become a Millionaire?  I guess it's because I'm afraid of embarking on a really big goal.  (Yes, I admit, having one million  to me is already a big thing.  It seems very unbelievable.) I know there are a lot of people saying (and even the blogs I read say the same thing) that having a million is actually achievable, it's just I guess it's something really big.  And I'm afraid that along the line, I might get tired or something.  But, hey why not push yourself to the limit?  Why not give yourself that chance?  After all, Lianne Martha Laroya said in her ebook , create your MILLIONAIRE MINDSET.   So this is going to be my Millionaire Mindset with an Update on My Road to Becoming a Millionaire! Okay, here's the blog post: So I was still on my journey of learning after a week of getting some rest, ha...

Well, here's another problem that I've encountered which is giving me a headache: the fact that my employer did NOT include the Sick Leave in my pay. Seriously. Here's what sucks. We're supposed to file Sick Leaves before the cut off, which we did. Because of the clinic's incompetence, the Sick Leave was not included in that cut off. However, the OM says that it WILL be included in this cut off, promise. Promise talaga. Lo and behold, it is NOT included in this pay out. To make matters worse, we're going to see the payslips after we get back from our off, and that's the only time that we can file for a dispute. And that dispute won't take effect until next pay out. The terrible thing is that I should have gotten this pay last pay day, and now it's been two pay days that the Sick Leave has not been included. I hate having to make kulit to the boss because I don't feel like she's actually keeping up with the job. I feel like she's...

You know what they mean when they say "One-time Millionaire".  It's when you get your salary on payday, and spend your money all in one day, or spend your entire salary in the span of two to three days.  Of course you leave enough money so that you can get to work.  But the point is, you're basically broke for anything else, and hopefully you're not going to have to borrow money until next payday.   Well, I know how One-time millionaires feel.  I've done it almost every other payday, but unfortunately during those times, I've been spending on bills, debts and still more bills.   Now, I'm not paying for anymore bills except to occasionally give my share to the house.  I'll need to find a house help for sure.  It's going to be really hard to do anything without a yaya for Tyrese, and my mom and I are in constant argument because of Tyrese. I need to be home early, and I can't because of my shift schedule and other things that are going on...